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Top Rated Insurance Coverage Attorney in Denver, CO

Terence M. Ridley
Wheeler Trigg O'Donnell LLP
370 Seventeenth Street, Suite 4500
Denver, CO 80202
T:Work 303-244-1861
F: Fax303-244-1879
Selected to Super Lawyers: 2006 - 2016
Licensed Since: 1985
Education: University of Denver Sturm College of Law
Practice Areas: Insurance Coverage (80%), Class Action/Mass Torts (10%), Business Litigation (10%)
Industry Groups: Civil Litigation Defense, Class Action, Construction, Insurance


Terence Ridley focuses his practice on civil litigation defense work, with an emphasis on the defense of bad-faith insurance cases and class actions.

Years of Selection

Super Lawyers: 2006 - 2016

About Terence Ridley

Admitted: 1985, Colorado

Professional Webpage:

Honors and Awards:

  • Best Lawyers - Insurance Law, 2010-2016; Commercial Litigation, 2016

Bar/Professional Activity:

  • Colorado Bar Association, Board of Governors (former)
  • Federation of Defense and Corporate Counsel 2004-present; Chair, Class Action and Multidistrict Litigation Section; Member, Reinsurance, Excess, and Surplus Lines Section;   Vice-Chair, Membership Development and Retention Committee, New Members, 2011; Vice-Chair, Extra Contractual Liability Section
  • University of Denver Sturm College of Law Alumni Council - Vice-Chair
  • Denver Bar Association - Executive Committee of Young Lawyers' Division; Treasurer
  • ABA Insurance Coverage Litigation - Section of Litigation
  • Colorado Defense Lawyers Association

Scholarly Lectures and Writings:

  • "Recent Assaults on the Most Sacred Privilege of All: Does the Attorney-Client Privilege Still Exist?" presented to the Federation of Defense and Corporate Counsel Section on Extra-Contractual Liability (July 29, 2014)., 2014
  • "Sampling, Extrapolation, and Experts: What's Left?" presented at the 2014 Federation of Defense & Corporate Counsel Winter Meeting, Florida (March 7, 2014)., 2014
  • "Bad Faith Claims: Managing Risks and Avoiding Liability" (November 18, 2013)., 2013
  • "Depositions of the Corporate Representative: What You Need to Know" CLE seminar (October 25, 2012)., 2012
  • "Class Action Litigation One Year After Dukes v. Wal-Mart: A Happy Anniversary?" presented at the Federation of Defense & Corporate Counsel Annual Meeting, Whistler, Canada (August 2, 2012)., 2012
  • Arbitration Clauses and Class Certification, presented to the Association of Corporate Counsel Colorado Chapter (June 26, 2008)

Verdicts and Settlements:

  • Snyder v. ACORD (D. Colo.) - Represent multiple defendants in the largest insurance property class action in the state of Colorado.
  • Allstate Insurance v. Medical Lien Management, 2015 Colo. 32 (2015) - Won reversal from the Colorado Supreme Court for Allstate in a precedent-setting ruling on the practice of "assigning" potential future personal injury settlements to third parties, such as medical lien companies.
  • Estate of Hill v. Allstate, 479 F.3d 735 (10th Cir. 2007) - Won affirmation from the Tenth Circuit of summary judgment for an insurer in a case seeking unlimited no-fault benefits for alleged failure to offer no-fault benefits.
  • Friedland v. TIC and Geosyntec Consultants,  566 F.3d 1203 (10th Cir. 2009) - Won affirmation of a trial court's summary judgment ruling and exposed "pollution for profit" in protracted CERCLA litigation before the Tenth Circuit.
  • Fisher v. State Farm (Colo. Sup. Ct. 2015) - Representing three of the nation's preeminent insurance industry trade associations in an amici curiae brief urging the Colorado Supreme Court to grant certiorari review of a Court of Appeals decision that stands to rewrite virtually every UM/UIM insurance policy issued in Colorado. The Court's decision to review the case or not is expected in 2016.
  • Apodaca v. Allstate Insurance, Case No. 10SC39 (Colo. June 20, 2011) - Won a Colorado Supreme Court decision favorable to client, and all Colorado auto insurers, in a purported class action involving disclosures associated with underinsured and uninsured motorist policies.
  • Allstate Ins. Co. v. Medical Lien Managment, 2015 CO 32 (Colo. 2015)
  • King v. Allstate Insurance Co., No. 11-cv-00103-WJM-BNB (D. Colo. 2013) - Won a complete defense verdict on behalf of Allstate Insurance Company in an insurance bad faith case brought in the United States District Court for the District of Colorado.
  • Sipes v. Allstate Indemnity Co., No. 11-cv-02369-PAB-KMT (U.S.D.C. Colo. Nov. 2013) - Won a complete defense verdict in a bad faith case on behalf of Allstate before the United States District Court for the District of Colorado.

Representative Clients:

  • Assurant
  • Transguard Ins. Co.
  • AXIS Insurance Co.

Other Outstanding Achievements:

  • Board of Directors, Federation of Defense and Corporate Counsel, 2015

Educational Background:

  • University of Pennsylvania, B.A., Political Science, magna cum laude, 1981.
Last Updated: 10/23/2015
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