Cheryl Dunn Soto

Attorney Profile

Top Rated Insurance Coverage Attorney in San Diego, CA

Franklin | Soto LLP
444 West C St, Suite 300
San Diego, CA 92101
Phone: 619-872-2522
Fax: 619-566-0221
Selected to Super Lawyers: 2019 - 2021
Licensed Since: 2007
Practice Areas: Insurance Coverage (90%), Business Litigation (10%)
Attorney Profile

Cheryl Dunn Soto is a seasoned attorney whose practice focuses on insurance coverage and bad faith litigation on behalf of commercial policyholders, including contractors, attorneys, real estate professionals, medical groups, broker-dealers, accountants, homeowners associations, non-profit organizations, auto dealers, and other companies of all sizes located throughout California and other parts of the country. She has served as both Chair and Co-Chair of the Insurance/Bad Faith Law Section of the San Diego County Bar Association.

Cheryl has handled coverage matters involving a wide variety of policies, including directors and officers (“D&O”), errors and omissions (“E&O”), employment practices (“EPL”), commercial general liability (“CGL”), garage, cyber, property, excess/umbrella and other commercial policies. In addition to litigating coverage disputes, Cheryl is frequently called on to assist in analyzing and resolving insurance coverage issues pre-suit. She has provided counsel on highly complex, multi-layered coverage matters involving underlying lawsuits, coverage renewals, and policy buy-backs. Cheryl has enjoyed solving puzzles and riddles from an early age, so she thoroughly enjoys analyzing and solving insurance coverage issues for her clients and, in the process, vindicating their rights.

After graduating from law school in 1993 and before entering private practice, Cheryl worked for four district court judges in Arizona and California and a Ninth Circuit judge. During her time with the federal court, Cheryl handled a variety of civil and criminal matters involving state and federal law and acquired invaluable knowledge and insight regarding judicial practice and procedure that allow her to more effectively represent her clients.

Prior to forming Franklin | Soto LLP, Cheryl practiced with a premier insurance recovery firm in San Diego and was the sole shareholder of Dunn Soto Law, APC, which exclusively represented policyholders in insurance coverage disputes. Cheryl is admitted to practice law in California, New York, and Arizona and has received an AV Preeminent* peer review rating through Martindale-Hubbell.

 

*AV®, AV Preeminent®, Martindale-Hubbell Distinguished and Martindale-Hubbell Notable are certification marks used under license in accordance with the Martindale-Hubbell certification procedures, standards and policies. Martindale-Hubbell® is the facilitator of a peer review rating process. Ratings reflect the anonymous opinions of members of the bar and the judiciary. Martindale-Hubbell® Peer Review Rating™ fall into two categories – legal ability and general ethical standards.

Practice Areas
  • 90%Insurance Coverage
  • 10%Business Litigation
Focus Areas

Insurance, Bad Faith Insurance

Selections

3 Years Super Lawyers
  • Super Lawyers: 2019 - 2021

About Cheryl Dunn Soto

Admitted: 2007, Arizona

Professional Webpage: https://franklinsoto.law/attorneys/cheryl-dunn-soto/

Educational Background

  • J.D.  Summa cum laude.  Member of Arizona Law Review., 1993
  • University of Arizona, B.A. (Interdisciplinary Studies), summa cum laude, Phi Beta Kappa, Flinn Foundation Scholar, 1990

Pro bono/Community Service

  • San Diego Volunteer Lawyer Program., 2020
  • Electra Owners Association, Board of Directors and President, 2020
  • San Diego Volunteer Lawyer Program, 2019
  • Electra Owners Association, Board of Directors and President, 2019
  • San Diego Volunteer Lawyer Program, 2018
  • Electra Owners Association, Board of Directors and President, 2018
  • San Diego Volunteer Lawyer Program, 2017
  • Electra Owners Association, Board of Directors and President, 2017
  • San Diego Volunteer Lawyer Program, 2016
  • Electra Owners Association, Board of Directors and President, 2016
  • Dress for Success San Diego Board of Directors; Legal Counsel Director, 2015
  • Electra Owners Association, Board of Directors and Vice President, 2015
  • Dress for Success San Diego Board of Directors; Legal Counsel Director, 2014
  • Electra Owners Association, Board of Directors and Vice President, 2014
  • Dress for Success San Diego Board of Directors; Legal Counsel Director, 2013
  • Electra Owners Association, Board of Directors, 2013

Scholarly Lectures/Writings

  • I was asked by PBO Advisory Group and CentrexIT to be a speaker on a webinar panel regarding protecting a company from the risk of cyber events, with cyber insurance being the topic addressed by me. , Presenter, Hacking is on the Rise - Best Practices for Protecting Your Company, PBO Advisory Group, 2021
  • This was a cyber insurance seminar presented to CFOs and other financial executives., Presenter, Cyber Insurance Tips for Financial Executives, Financial Executives International - San Diego Chapter, 2021
  • I presented on cyber insurance at the Construction Financial Management Association — Southwest Regional Conference in Phoenix, Arizona.  , Presenter, Navigating the Labyrinth of Cyber Insurance, Construction Management Association, Construction, 2018
  • I presented an industry update to insurance coverage and other lawyers., Presenter, Insurance Law: 2017 Year in Review, San Diego County Bar Association, Lawyers, 2018
  • I presented a seminar to the Financial Executives Networking Group, San Diego Chapter regarding cyber insurance, Presenter, Cyber Insurance: What Every Financial Executive Should Know, Financial Executives Networking Group,San Diego Chapter, Finance And Accounting, 2018
  • I presented a seminar to the San Diego Chapter of Financial Executives International (FEI) regarding tips for mitigating the costs of arbitration and litigation through insurance and other means., Presenter, Mitigating the Costs of Arbitration and Litigation , San Diego Chapter of Financial Executives International (FEI), Finance And Accounting, 2018
  • I presented a seminar on cyber insurance to the San Diego Chapter of Financial Executives International (FEI)., Presenter, Cyber Insurance Basics, San Diego Chapter of Financial Executives International (FEI), Finance And Accounting, 2017
  • I presented an industry update to insurance coverage and other lawyers., Presenter, Insurance Law: 2016 Year in Review, San Diego County Bar Association, Lawyers, 2017
  • I presented a cyber insurance seminar at the AICPA Construction and Real Estate Conference in Las Vegas, NV.  , Presenter, Navigating the Labyrinth of Cyber Insurance, Association of International Certified Professional Accountants (AICPA), Construction, 2017
  • I authored an article on cyber insurance for the auto industry., Author, Minimizing Your Dealership’s Cyber Risk By Maximizing Your Cyber Insurance Coverage, Transmission Magazine, Auto Dealers, 2017
  • I presented on a seminar to insurance coverage and other practitioners regarding the privilege issues that defense counsel must consider when represented a policyholder that is covered by insurance.  , Presenter, "Protecting the Privilege: Understanding Attorney Client Privilege Issues When an Insurer is Involved." , San Diego County Bar Association, Lawyers, 2014
  • I presented a basic insurance law seminar to general practitioners., Presenter, "Insurance Law: What Every Practitioner Should Know", San Diego County Bar Association, Lawyers, 2014
  • I wrote an article in an auto industry publication regarding insurance., Author, "Important Tips for Maximizing Your Insurance Dollars", Transmission Magazine, Auto Dealers, 2014
  • I presented a CLE seminar to other attorneys regarding the rules for citation of unpublished cases in state and federal court., Presenter, Navigating the Rules for Citation of Unpublished Opinions, San Diego County Bar Association, 2012
  • Note: Turner v. Safley and Its Progeny: A Gradual Retreat to the Hands-Off Doctrine?35 Ariz. L. Rev. 219 (1993)

Bar/Professional Activity

  • Federal Bar Association, San Diego Chapter -Special Events Committee, Member, 2021
  • San Diego County Bar Association - Awards Committee, Member, 2021
  • Co-Chair, San Diego Lawyers Club Awards Committee, 2017
  • Co-Chair, San Diego Lawyers Club Awards Committee, 2016
  • Chair, San Diego County Bar Insurance/Bad Faith Law Section, 2015
  • Co-Chair, San Diego County Bar Insurance/Bad Faith Law Section, 2014
  • Lawyers Club of San Diego, Membership Development Committee, 2014-2016
  • Federal Bar Association, San Diego Chapter (Membership Development Committee), 2014
  • Admitted to Practice in New York, 2008
  • Admitted to Practice in California, 2007
  • Admitted to Practice in Arizona, 1993
  • U.S. Court of Appeals, Ninth Circuit
  • U.S. District Court, Eastern District of California
  • U.S. District Court, Central District of California
  • U.S. District Court, Southern District of California
  • U.S. District Court, Northern District of California

Honors/Awards

  • I was selected as one of San Diego's most Influential Women in Law., San Diego Business Journal Women of Influence in Law 2021 Honoree, San Diego Business Journal, 2021
  • Martindale-Hubbell AV Preeminent Rating, Martindale-Hubbell AV Preeminent Rating, Martindale-Hubbell, 2021
  • Selected to the 2021 San Diego Super Lawyers List , Selected to the 2021 San Diego Super Lawyers List , Super Lawyers, 2020
  • Martindale-Hubbell AV Preeminent Rating, Martindale-Hubbell AV Preeminent Rating, Martindale-Hubbell AV Preeminent Rating, 2020
  • Recognizes the recipient for the voluntary provision of legal services to the poor or disadvantaged, improving the law and the legal system and increasing access to justice., Wiley W. Manuel Certificate for Pro Bono Legal Services, California Lawyers Association, 2019
  • , Selected to the 2020 San Diego Super Lawyers List , Super Lawyers, 2019
  • I received this award from the SDCBA.  The criteria for the award was to be an insurance section member(s) who has contributed to insurance law in one of the following ways: (1) Made a significant contribution to the practice area of insurance law; (2) Contributed to the education and legal scholarship of insurance law; or(3) Increased public awareness of insurance law.  , 2019 SDCBA Insurance Section Star, San Diego County Bar Association, 2019
  • Martindale-Hubbell AV Preeminent Rating, Martindale-Hubbell AV Preeminent Rating, 2019
  • Martindale-Hubbell AV Preeminent Rating, Martindale-Hubbell AV Preeminent Rating, 2018
  • Martindale-Hubbell AV Preeminent Rating, Martindale-Hubbell AV Preeminent Rating, 2017

Industry Groups

  • Accountants
  • Auto Dealers
  • Broker-dealers
  • Construction
  • Distribution And Manufacturing
  • Home Owners Associations
  • Legal Professionals
  • Medical Groups
  • Non-Profits
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Office Location for Cheryl Dunn Soto

444 West C St
Suite 300
San Diego, CA 92101

Phone: 619-872-2522

Fax: 619-566-0221

Last Updated: 7/27/2021

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