Andrew M. Kantor

Bar / Professional Activity

• State Bar of California, 2015
• District of Columbia, 2016

Verdicts / Settlements (Case Results)

• Finding Sun Life's termination of Plaintiff's long-term disability benefits was an abuse of discretion, awarding full reinstatement of benefits to Plaintiff. Young v. Sun Life & Health Ins. Co., 285 F. Supp. 3d 1109 (E.D. Cal. 2018), 2018
• Finding Plaintiff was entitled to long-term disability benefits after said benefits were terminated by the insurer.Fleming v. Unum Life Ins. Co. of Am., No. 17-0157-6, __F.3d__, 2018 WL 6133859 (C.D. Cal. Nov. 20, 2018), 2018
• Convinced the Court that UNUM’s interpretation of its own disability policy was improper as a matter of law. Renault v. Unum Life Ins. Co. Of Am., 2019 U.S. Dist. LEXIS 17622 (C.D. Cal. Feb. 1, 2019) , 2019

Videos

• Unlike most people on the planet, Andrew Kantor grew up with #ERISA #law in his life. His parents, Lisa and Glenn Kantor, discussed ERISA law at breakfast, at dinner. Law became a fixture in Andrew's life. Many children of lawyers who grew up with one or even both parents who are lawyers, may have seen their parents bring work home. A lot of those kids would probably decide not to become lawyers. Seeing the intensity of the 24/7 job, may dissuade people from taking up the profession. This had the opposite effect on Andrew. Having is parents come home and talk about the cases with such passion and actual anger at the insurance companies' behavior. Even today Andrew sees that same passion, anger and focus to continue doing this work. Seeing this satisfaction at helping clients lead Andrew to believe he couldn't do anything else. Kantor & Kantor has a mission that is unique, especially among most lawyers. We get to help individuals who have been genuinely wronged. When we win a case, this is not just transferring funds between accounts; we are changing lives, at some times, even helping clients avoid homelessness. Being able to help people every day is an honor that Andrew cherishes., Andrew Kantor Shares the Passion to Help Change Clients' Lives, Insurance, Long-Term Disability, ERISA, 2019
• Long-term care insurance claims are often denied because of missing documentation, caregiver eligibility issues, and incomplete physician certifications.** In this video, attorney Andrew Kantor explains the most common long-term care insurance claim mistakes and how families can avoid costly claim delays or denials. If you're filing a *long-term care insurance claim**, caring for a loved one at home, or wondering whether **family caregivers can be paid through long-term care insurance**, understanding policy requirements before submitting a claim can help protect your benefits. Insurance companies evaluate **long-term care insurance claims* using strict documentation standards, Activities of Daily Living (ADL) requirements, physician certifications, and caregiver eligibility rules. This video answers common questions, including: • Why do long-term care insurance claims get denied? • Does long-term care insurance pay family caregivers? • What documentation is required for a long-term care insurance claim? • How do insurance companies evaluate long-term care benefits? • What are the most common long-term care insurance filing mistakes? Andrew discusses the claim review process, caregiver documentation requirements, expense tracking, physician certifications, and the steps families can take to avoid unnecessary delays. He also explains how insurance companies assess eligibility for benefits and why small filing errors can have a significant impact on claim approval. Whether you're preparing to submit a claim or responding to a denied claim, understanding how *long-term care insurance claims* are evaluated can help you avoid mistakes and maximize your available benefits., You Probably Made This Mistake On Your LTC Insurance Claim, 2026
• Long-term care insurance helps protect your savings, preserve your independence, and cover the cost of care that Medicare and traditional health insurance often do not pay for.** In this video, attorney Andrew Kantor explains why long-term care insurance is important, who should consider coverage, and why purchasing a policy early can provide significant financial and personal benefits. Many people ask, *"Is long-term care insurance worth it?"* The answer depends on your financial goals, family situation, and long-term care planning needs. Nearly 70% of adults over age 65 will require some form of long-term care during their lifetime, whether through in-home care, assisted living, memory care, or nursing home services. This video answers common questions, including: • What does long-term care insurance cover? • Why is long-term care insurance important? • When should you buy long-term care insurance? • How does long-term care insurance protect your assets? • Can long-term care insurance help family caregivers? Andrew explains how long-term care insurance can help reduce the financial burden of future care expenses, protect retirement savings, and provide greater flexibility when choosing where and how you receive care. He also discusses how early planning can help individuals qualify for coverage before health conditions make insurance more difficult or expensive to obtain., 70% of People Over 65 Will Need Long-Term Care—Here's Why Most Don't Have It, Long-Term Care, 2026
• When insurance companies deny a disability claim, it can feel overwhelming, but a denial is not always the end of the road. In this webinar, Managing Partner Andrew Kantor of Kantor & Kantor partnered with NAMI Pierce County to explain what really happens during the disability appeals process, why insurance companies deny valid claims, and what claimants can do to protect their rights and strengthen an appeal. Whether you are dealing with a long-term disability denial, ERISA claim issues, mental health disability claims, chronic illness, Long COVID, ME/CFS, or another disabling condition, this presentation breaks down the appeals process in a clear and practical way., When Insurance Says No: Disability Appeals, Mental Health Claims, and Bad Faith, 2026
• If you have ME/CFS, Long COVID, or another fatigue-related illness and are navigating disability insurance, this webinar is for you. Disability attorney Andrew Kantor of Kantor & Kantor, LLP and exercise physiologist Staci Stevens of the Workwell Foundation walk through exactly how post-exertional malaise (PEM) and functional impairment get documented and used in disability claims., Post-Exertional Malaise and Disability Insurance: What You Need to Know About the Two-Day CPET, 2026
• Caring for a Parent with Alzheimer's? Insurance & Disability Benefits Explained Alzheimer's disease, dementia care, and disability insurance claims collide in ways most caregivers aren't prepared for. This free legal webinar from Kantor & Kantor LLP and the Alzheimer's Association San Diego/Imperial Chapter covers disability benefits, ERISA claims, and long-term care insurance for families managing an Alzheimer's or dementia diagnosis. Learn how to file a disability claim, what insurers look for when reviewing Alzheimer's-related cases, and how to protect your rights if a claim is denied. Whether you're a family caregiver, a spouse, or supporting a parent through a new diagnosis, this session walks through the practical steps of managing benefits while providing care., Caring for a Loved One While Managing Insurance and Benefits: What Caregivers Need to Know, 2026
• When a loved one is diagnosed with Alzheimer's or dementia, caregiving becomes a full-time job — and managing insurance and benefits often becomes a second one. In this free webinar, the Alzheimer's Association (Southland Chapter) and ERISA/insurance attorneys from Kantor & Kantor break down what caregivers need to know about long-term disability, SSDI, long-term care insurance, life insurance, and legal authority — before a crisis hits., When Benefits Become Overwhelming: Guidance for Alzheimer’s Caregivers Navigating Insurance, Long-Term Care, Insurance, Caregivers, 2026
• Myalgic encephalomyelitis/chronic fatigue syndrome (ME/CFS) is a disabling and complex illness. Despite medical and scientific evidence, many insurance continue to deny claims. In addition to blood work and doctors' opinions, there is cutting edge cardiopulmonary exercise testing being done to support these claims. We are making a lot of progress getting insurance companies and Federal Courts to recognize the validity of this testing. We know denial letters can be very intimidating, but do not be afraid. We can help you with your #appeal and secure victory at trial. We are here to help., Andrew Kantor Helps Get Chronic Fatigue Syndrome Sufferers the Benefits They Deserve, Insurance, Long-Term Disability, ERISA, 2019

Educational Background

• Masters in Business Administration, Union Graduate College / Clarkson University, Honors: magna cum laude, 2010
• Bachelor of Arts, Union College, Honors: cum laude, departmental honors, 2009

Scholarly Lectures / Writings

• COVID-19 and Disability Insurance for Individuals Living with ME/CFS - Zoom | August 3, 2021
• Long Term Disability Insurance Challenges for Individuals Living with ME/CFS | The IACFS/ME Annual Conference | August 19, 2021
• The Spoonie Struggle Podcast: Disability Law With Guest Andrew Kantor | May 12, 2021
• Webinar: Covid-19 Longhauler Advocacy Project BenefitsChat - Disability Insurance | April 18, 2021
• EDS and the Disability Claims & Appeals Process | The Ehlers-Danlos Society | June 10, 2020
• The Solve ME/CFS Initiative Webinar Series: Fighting the Good Fight: Navigating the ERISA Disability Process for those with ME/CFS
• Parkinson’s & the Long Term Disability Claims Process | The Parkinson’s Institute & Clinical Center | January 28, 2020
• Summaries of ERISA cases from across the nation per circuit court from February 2019 to September 2019, Co-author, Circuit Round-Up of Key Appellate ERISA Decisions from February-September 2019, ABA Labor & Employment Law Section, Employee Benefits Committee Newsletter, Insurance, Long-Term Disability, ERISA, 2019
• For those who are readers of iPain Living Magazine we covered what ERISA law is and why it is evil in the Fall 2019 edition article ERISA Is Evil; The current state of the Employee Retirement Income Security Act of 1974 and How It Effects Long-term Disability Claims by Lawyer Andrew Kantor; Kantor & Kantor. This is part 2 of 4., Author, ERISA Is Evil; The current state of the Employee Retirement Income Security Act of 1974 and How It Effects Long-term Disability Claims, iPain Living, Fall 2019 issue, Insurance, Long-Term Disability, ERISA, 2019
• Applying for short term or long term disability benefits can seem overwhelming at first. This article provides some tips from Andrew Kantor, a disability insurance litigator who focuses on ME/CFS and other difficult to prove claims., Author, A Lawyer’s Guide to Long COVID and Long Term Disability Insurance Claims, Body Politic (wearebodypolitic.com), Insurance, Long-Term Disability, ERISA, 2021

Firm News (Newsletters)

• Kantor & Kantor, LLP was ranked in the Chambers USA 2026 California Spotlight Guide as a leading small to mid-sized law firm for Insurance: Policyholder Representation. The firm was one of 376 firms ranked across nine regions and 45 practice areas. Chambers rankings are based on independent research, including interviews with clients and peers., Chambers 2026
• Kantor & Kantor, LLP was named a 2025 Top Boutique Law Firm by the Daily Journal for standout results in insurance and ERISA cases. The recognition cited the firm’s work in Cockerill v. Corteva and Dharmasena.  , Daily Journal Top Boutiques 2025
• Kantor & Kantor, LLP was named one of the Daily Journal’s Top Boutiques in California for 2026, marking the firm’s second consecutive year receiving this recognition. The Top Boutiques supplement recognizes law firms with fewer than 25 attorneys that are handling significant matters within their practice areas., Daily Journal Top Boutiques 2026
• Kantor & Kantor, LLP was recognized in the Chambers USA 2025 Small and Medium Firm Spotlight Guide (California) for consistent excellence representing policyholders in complex insurance coverage disputes, bad faith claims, and high-stakes appellate matters., Chambers 2025

Honors

• Rising Star Super Lawyer, Super Lawyers, 2022
• Andrew M. Kantor was selected for inclusion in The Best Lawyers in America® 2027 edition for Employee Benefits (ERISA) Law. This is his third consecutive year of recognition, following his first selection in 2025. Inclusion in Best Lawyers is based entirely on peer review, with attorneys evaluated by other leading lawyers in their practice areas., The Best Lawyers in America® 2027 edition for Employee Benefits (ERISA) Law., Best Lawyers in America®, 2027
• Andrew M. Kantor was selected for inclusion in The Best Lawyers in America® 2026 edition for Employee Benefits (ERISA) Law. This is his second consecutive year of recognition, following his first selection in 2025. Inclusion in Best Lawyers is based entirely on peer review, with attorneys evaluated by other leading lawyers in their practice areas., Best Lawyers in America® 2026, Best Lawyers in America®, 2026
• Andrew M. Kantor has been recognized in Best Lawyers since 2025 for his outstanding work in Employee Benefits (ERISA) Law. This prestigious recognition highlights his exceptional skill, dedication, and leadership in the field of disability insurance law. Earning recognition from peers in the legal community, Andrew’s inclusion in Best Lawyers underscores his ongoing success and influence in advocating for clients' rights under ERISA and non-ERISA policies. His dedication to achieving justice for his clients continues to set him apart as a trusted authority in the field., Best Lawyer in America, Best Lawyers, 2025
• Andrew M. Kantor was honored with the 2025 Rising Star award by Super Lawyers, a prestigious recognition that reflects his exceptional skill, dedication, and leadership in the field of disability insurance law. This accolade, awarded based on peer nominations and evaluations of legal success, highlights Andrew's growing influence and commitment to achieving justice for his clients. His selection for this distinction underscores his continued excellence and the trust he has earned from both his peers and the individuals he represents., Rising Star Super Lawyer, Super Lawyers, 2025

Awards

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Avvo Client's Choice Award: This award is granted to attorneys with at least 5 reviews with 4+ stars in a given year on Avvo.com

Industry Groups

• Accidental Death & Dismemberment
• ERISA
• Life Insurance
• Long-Term Care
• Long-Term Disability
• Plaintiff