Cheryl Dunn Soto

Cheryl Dunn Soto is a seasoned attorney whose practice focuses on insurance coverage and bad faith litigation on behalf of commercial policyholders, including contractors, attorneys, real estate professionals, medical groups, broker-dealers, accountants, homeowners associations, non-profit organizations, auto dealers, and other companies of all sizes located throughout California and other parts of the country. She has served as both Chair and Co-Chair of the Insurance/Bad Faith Law Section of the San Diego County Bar Association.

Cheryl has handled coverage matters involving a wide variety of policies, including directors and officers (“D&O”), errors and omissions (“E&O”), employment practices (“EPL”), commercial general liability (“CGL”), garage, cyber, property, excess/umbrella and other commercial policies. In addition to litigating coverage disputes, Cheryl is frequently called on to assist in analyzing and resolving insurance coverage issues pre-suit. She has provided counsel on highly complex, multi-layered coverage matters involving underlying lawsuits, coverage renewals, and policy buy-backs. Cheryl has enjoyed solving puzzles and riddles from an early age, so she thoroughly enjoys analyzing and solving insurance coverage issues for her clients and, in the process, vindicating their rights.

After graduating from law school in 1993 and before entering private practice, Cheryl worked for four district court judges in Arizona and California and a Ninth Circuit judge. During her time with the federal court, Cheryl handled a variety of civil and criminal matters involving state and federal law and acquired invaluable knowledge and insight regarding judicial practice and procedure that allow her to more effectively represent her clients.

Prior to forming Franklin | Soto LLP, Cheryl practiced with a premier insurance recovery firm in San Diego and was the sole shareholder of Dunn Soto Law, APC, which exclusively represented policyholders in insurance coverage disputes. Cheryl is admitted to practice law in California, New York, and Arizona and has received an AV Preeminent* peer review rating through Martindale-Hubbell.

*AV®, AV Preeminent®, Martindale-Hubbell Distinguished and Martindale-Hubbell Notable are certification marks used under license in accordance with the Martindale-Hubbell certification procedures, standards and policies. Martindale-Hubbell® is the facilitator of a peer review rating process. Ratings reflect the anonymous opinions of members of the bar and the judiciary. Martindale-Hubbell® Peer Review Rating™ fall into two categories – legal ability and general ethical standards.