Tara K. Frame

Top rated Estate Planning & Probate attorney in Annapolis, Maryland

Frame & Frame, LLC
Tara K. Frame
Frame & Frame, LLC

Practice Areas: Estate Planning & Probate, Elder Law, Estate & Trust Litigation; view more

Licensed in Maryland since: 1994

Education: University of Baltimore School of Law

Selected to Super Lawyers: 2020 - 2025
Virtual Appointments Free Consultation

Frame & Frame, LLC

234 West St
Annapolis, MD 21401 Visit website


As the Managing Partner at Frame & Frame, LLC, Tara K. Frame focuses her practice primarily on estate planning, elder law and probate/estate administration. She also has significant experience in personal injury litigation and family law matters. Her firm has office locations in Annapolis, Frederick, Pasadena, and Stevensville, Maryland which allows her to represent clients throughout Maryland. Admitted to practice before all Maryland state courts since 1994, she is also admitted to practice before the U.S. District Court for the District of Maryland.

In her estate planning practice, Ms. Frame assists clients of all ages with the preparation and review of living and revocable trusts, wills, advance medical directives, health care directives, and financial powers of attorney. She tailors each plan and their individual components to the objectives and circumstances of a particular client, including the protection and preservation of assets and the minimization of estate taxes. Ms. Frame has also helped heirs and beneficiaries navigate what can often be a complicated and lengthy probate process.

Ms. Frame also works with elderly clients and their family members in addressing issues of concern to them. She provides advice and counsel on long-term care planning, Medicaid planning, to explain the Medicaid rules and how they can be complied with. When necessary and appropriate, Ms. Frame discusses guardianship proceedings and how they apply to elderly people with mental or physical impairments who can no longer manage their own affairs.

Held in high regard by her colleagues, Ms. Frame has received a 10.0 “Superb” peer review rating through Avvo and many other honors and awards. In 2019, she was awarded the SBA of Maryland award for Maryland Attorney Advocate of the Year. She is a 1991 recipient of a Bachelor of Arts from Johns Hopkins University and a 1994 cum laude graduate of the University of Baltimore School of Law.  She is also a multiple year recipient of the SuperLawyers designation.

Practice areas

Estate Planning & Probate, Elder Law, Estate & Trust Litigation

Focus areas

Estate Planning, Guardianships & Conservatorships, Living Wills, Power of Attorney, Probate & Estate Administration, Trusts, Wills

  • 50% Estate Planning & Probate
  • 40% Elder Law
  • 10% Estate & Trust Litigation

First Admitted: 1994, Maryland

Professional Webpage: https://frameandframe.com/firm-overview/tara-k-frame/

Firm News (Newsletters):
  • Learn more about the team at Frame & Frame along with the communities they serve., Fall Newsletter 2022
  • Super Lawyers, 2020
  • Award for Attorney Advocate of the Year by the Maryland Small Business Administration, Attorney Advocate of the Year, Maryland Small Business Administration, 2019
  • Voted Leading Lawyer by attorneys in Anne Arundel County and Eastern Shore, Leading Lawyer, What's Up Annapolis and What's Up Eastern Shore, 2018
  • Voted Leading Lawyer by fellow attorneys in Anne Arundel County and Eastern Shore, Leading Lawyer, What's Up Annapolis and What's Up Eastern Shore, 2017
Bar/Professional Activity:
  • Thrive Arundel Business Communities
  • Pasadena Business Association
  • Maryland State Bar Association (MSBA)
  • U.S. District Court District of Maryland, 1995
  • Maryland State Bar Association Anne Arundel Bar Association
  • Maryland, 1994
  • Queen Anne's County Bar Association
  • Anne Arundel Bar Association
Educational Background:
  • Johns Hopkins University, B.A, 1991
  • For over 65 years, we have served the needs of our local community. We believe in helping people with thoughtful planning, guidance during times of crisis, and creating a clear path for life's legal journeys. We do this by providing a very personalized approach to legal issues by listening to your story and creating unique solutions to take the weight off your shoulders.   Our primary core practice areas are: Estate Planning (Wills, Trusts & Estates) Probate Elder Law - Long Term Care Planning & Medicaid Planning We provide a very approach to the very personal nature of these aspects of legal services. The relationships we develop often last a lifetime, because we are entrusted to serve you and your family for generations to come. Contact us to get started or schedule a call or virtual meeting on our website: www.FrameAndFrame.com, Meet the Attorneys at Frame & Frame, 2020
White Papers:
  • In the Estate Planning Essentials Guide, we address common misconceptions about estate planning like: Misconception #1:  They believe that working with an estate planner is expensive; Misconception #2:  They think that a will is adequate to meet the needs of them and their family; Misconception #3:  They think that their family members will behave amicably and will sort out the estate by themselves without legal guidance; and Misconception #4:  They believe that they do not have enough assets to make estate planning worthwhile. These misconceptions often leave family members with difficult and sometimes, controversial decisions.  Estate planning allows you to consider these decisions, long before an illness or injury occurs, so that there is clear direction for your family, and your wishes are carried out, exactly as you intended., Guide to Estate Planning Essentials, 2021
  • WILL YOUR LIFE-SAVINGS & CHILDREN’S INHERITANCE BE SPENT ON LONG-TERM CARE? As we get older, more than 70% of seniors will require some form of long-term care. The median cost of skilled nursing home care in Maryland is nearly $10,000 per month. And, unfortunately, Medicare does not cover the costs associated with long-term care services. These costs can quickly diminish a life time of savings. That’s why long-term care and Medicaid Planning is key. Thinking about the need for long-term care may be uncomfortable. Thinking about how you are going to pay for it can be even more unsettling. This guide shows you strategies for long-term care, Medicaid planning, and other tools and legal instruments that can help you avoid any crisis. MEDICAID VS. MEDICARE As part of Medicaid planning, we address the Medicaid five year lookback requirement so that, if you are in crisis, we can provide strategies to help you qualify for Medicaid services and address your future needs. In this guide, we discuss the options for long-term care and Medicaid planning and answer questions like:What is the Medicaid 5-year look back requirement?Is Estate Planning the same as Long-Term Care Planning?How can I provide for a spouse or partner and the lifestyle they’re accustomed to?How can I obtain long term care services while preserving family assets?Will you be eligible for Medicaid?Will your savings and/or family’s inheritance have to be spent?FOR ADULT CHILDREN WITH SENIOR PARENTS As your parents mature into their senior years, the family dynamics are changing too. For so many years, they have nurtured and cared for you, and now the tables are beginning to turn. While this dynamic is constantly changing, there are conversations and considerations that can make these transitions easier for all family members involved. But, there are some pretty big questions that we commonly hear:We can’t afford $10,000/mo for long term care. How will my family pay for long-term care costs?Will mom or dad (the healthy or surviving spouse) have enough to live on?Will all of my parent’s life savings (my inheritance) be spent on medical bills?  These are important questions, but many families do not have these conversations until there is a health crisis. More importantly, many families don’t understand that an estate plan does not typically address the specific concerns associated with long term care costs (refer to the checklist on page 11). ESTATE PLANNING IS NOT LONG-TERM CARE PLANNING An estate plan only addresses the estate or assets, after death. Long-term care planning ensures that the estate (and a person’s life savings) is not completely exhausted by long-term care costs, while they are living. The good news is that there is a lot that can be done, years ahead of time, to ensure that the spouse, children, and assets are protected from the costs of long term care. You can begin the conversation with this free legal guide to help ensure that all members of the family understand the impact of long-term care on family assets., Guide to Long Term Care & Medicaid Planning, 2021
  • After a loved one dies, there are a wide array of emotional, financial, and family decisions to be made.  When an individual dies in Maryland, in most cases, their assets first have to pass through probate before they can be transferred to beneficiaries. Probate is the legal process of validating a person’s will and making distribution pursuant to the terms of the will.   This free legal guide to Probate in Maryland helps answer common questions about the probate process. In this guide, you’ll learn about the estate administration process and what you need to know about the probate process in Maryland, including: What is the probate process in Maryland? Do you need probate if you have a will? What are considered non-probate assets? What are the duties of a Personal Representative? What information do you need to gather to open an estate? How do you determine the value of an estate? How long does the probate process take? 15 common mistakes to avoidAre you the Personal Representative or Executor of the Estate?In Maryland, after a person passes, a Personal Representative must be appointed by the court.  The Personal Representative or Executor of Estate is often named as part of the will but if there is no will, the State will assign one. If you are the Personal Representative of an estate, you must open the estate promptly, after death, according to Maryland Law.  This guide provides a list of duties you must perform, as the Executor of the Estate or Personal Representative., Guide to Probate in Maryland, 2021
Other Outstanding Achievements:
  • SuperLawyer Designation, 2021
  • SuperLawyer Designation, 2020
  • The Maryland SBA recognized Tara Frame as the Maryland Attorney Advocate of the Year. Each year, the Small Business Administration recognizes the achievements of small businesses and advocates from across Maryland. The stories shared at the event are inspiring personal accounts of their entrepreneurial journey. The event was attended by over 400 guests and hosted by Martins West. Jennifer Gilbert, Anchor at Fox 45 News, was the Master of Ceremonies for the event. The Advocate of the Year award is presented to an individual who has contributed as lawyers to a better economic and financial climate. Tara Frame, Managing Partner of the Firm, reflects on her firms’ history and traditions, “It’s an honor to be recognized for this award. We are considered the local lawyer for families and businesses, with a 65 year history of service to our community. We continue to serve many of the same families and local businesses today that we have served for generations.”, 2019

Office location for Tara K. Frame

234 West St
Annapolis, MD 21401

Phone: 410-941-2635


6 Years Super Lawyers
  • Super Lawyers: 2020 - 2025

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