Verena Meiser

Attorney Profile

Top Rated Estate Planning & Probate Attorney in Fulton, MD

Lewicky, O'Connor, Hunt & Meiser, LLC
 | 8115 Maple Lawn Blvd., Suite 175
Fulton, MD 20759
Phone: 410-489-1996
Fax: 443-283-4056
Selected To Super Lawyers: 2020 - 2021
Licensed Since: 2007
Practice Areas:
  • Estate Planning & Probate (60%),
  • Elder Law (30%),
  • Military/Veterans Law (10%)
Languages Spoken:
  • English,
  • Spanish,
  • German
  • Virtual Appointments
Attorney Profile

Attorney Verena Meiser is a partner with the Lewicky, O'Connor, Hunt & Meiser law firm in Fulton, Maryland. A top-rated attorney with more than 17 years of legal experience, Ms. Meiser serves individuals and families throughout the greater Baltimore metro region and surrounding areas who have legal needs involving any of the following:

· Estate planning and asset protection

· Social Security Disability and special needs planning

· Elder law

· Veterans Affairs planning

· Estate administration

· Trusts and trust administration

· Trustee support

Ms. Meiser holds Veterans Administration accreditation from the U.S. Department of Veterans Affairs as well as advanced certification in civil mediation. With these credentials, she is able to better address the needs of her veteran clients, and she can assist with resolving any estate-related disputes that may arise effectively and without the need for court intervention.

No matter her clients' needs, Ms. Meiser always provides highly personalized support and counsel, and she has earned a reputation for devising flexible yet comprehensive estate plans and trusts that are tailored to her clients' unique circumstances and goals. Recognized for her professionalism and service, she has earned many accolades from her peers along with numerous positive reviews and referrals from her satisfied clients, including the Clients' Choice award from Avvo.

A 1983 graduate of Bryn Mawr College, Ms. Meiser earned her Master of Science in applied mathematics from Claremont Graduate University in 1985 and her Master of Science in computer science from Vanderbilt University in 1988. In 2002, she obtained her Juris Doctor from University of Tennessee College of Law, and she is admitted to practice in Maryland as well as California.

Widely regarded as a leader in her field, Ms. Meiser has published several articles and conducted lectures and seminars across her region on a variety of estate planning topics. She is also an active member of the Maryland State Bar Association, the Howard County Estate Planning Council, the National Association of Elder Law Attorneys, the National Association of Estate Planners & Councils and the American Bar Association's Section on Real Property, Trust and Estate Law.

Devoted to those less fortunate in her community, Ms. Meiser volunteers her time and services with Maryland Volunteer Legal Service. She also serves on the board of directors of Maple Lawn Farms Condominiums and is a former board member of FIRN, Inc., which assists immigrants and refugees seeking a new life in America.

 
Practice Areas
  • 60%Estate Planning & Probate
  • 30%Elder Law
  • 10%Military/Veterans Law
Focus Areas

Estate Planning, Living Wills, Power of Attorney, Probate & Estate Administration, Trusts, Wills, Veteran's Benefits

Selections

Selected to Super Lawyers for 2 yearsbottom-image

Super Lawyers: 2020 - 2021

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To: Verena Meiser
Super Lawyers: Potential Client Inquiry

Disclaimer:

The information contained in this web site is intended to convey general information. It should not be construed as legal advice or opinion. It is not an offer to represent you, nor is it intended to create an attorney-client relationship. The use of the internet or this contact form for communication is not necessarily a secure environment. Contacting a lawyer or law firm email through this service will not create an attorney-client relationship, and information will not necessarily be treated as privileged or confidential.

White Papers

  • Healthcare Decisionmaking (2018) - A look at the current state of healthcare decisionmaking in Maryland

  • Making Charitable Donations Abroad (2017) - Various strategies for making charitable donations abroad and get an income tax deduction at home.

  • The Advantages of Having a Separate Retirement Plan Trust (2019) - Large retirement accounts may be safely planned for with the use of a separate retirement plan trust.

  • About Verena Meiser

    Admitted: 2007, Maryland

    Professional Webpage: https://lohmlaw.com/team/verena-meiser/

    Special Licenses/Certifications:

    • Advanced Certification in Civil Mediation, 2003
    • Present VA Accredited Attorney, 2018

    Bar/Professional Activity:

    • Maryland
    • Present Member, NAELA (National Academy of Elder Law Attorneys), 2018
    • Present Member, Academy of Special Needs Planners, 2019
    • Present Member, National Association of Estate Planners & Councils, 2018
    • Present Member, Howard County Estate Planning Council, 2014
    • Present Member, ABA (American Bar Association); Section on Real Property, Trust and Estate Law, 2002
    • Present Member, Wealth Counsel, 2014
    • Admitted to State Bar of California, 2018
    • Member, Central Maryland Chamber of Commerce, 2019
    • Present Member, Maryland Bar Association, 2007

    Pro bono/Community Service:

    • Maple Lawn Farms Condominiums Board of Directors – since 2011
    • Annual participation in Maryland's "Law Day"; serving the low income elderly., 2014
    • Board of Directors of FIRN, Inc., a non-profit organization serving the immigrant population, 2007
    • Present Volunteer Attorney, Maryland Volunteer Legal Services (MVLS), 2018

    Representative Clients:

    • Estate Tax and Asset Protection Planning for Families and Business Owners.  Families with loved ones with special needs.  Retirees.  Veterans. Young Parents. Business Succession Planning for Business Owners.  Support to Individuals serving as Trustees., 2019

    Other Outstanding Achievements:

    • Passed the July 2018 California Bar Exam and Admittance to the State Bar of California, 2018

    Videos:

    • This video encourages viewers to share important information for the development of a successful estate plan., Attorney Verena Meiser : How I Work, Accountants, Financial Advisers, Insurance Advisors, 2019
    • This video describes our comprehensive planning approach for the entire lifecycle of an individual with special needs., Attorney Verena Meiser : Special Needs Planning, Accountants, Financial Advisers, Insurance Advisers, Special Needs Community, 2019
    • This video encourages and motivates viewers to engage in estate planning., Attorney Verena Meiser: Introduction, Accountants, Financial Advisers, Insurance Advisers, 2019

    Newsletters:

    • The passage of the SECURE Act left many wondering if their estate planning documents need to beupdated. Generally, we do not need to revise your trusts to comply with SECURE. It is important to understandthat trust rules did not change. If you included conduit trusts for your beneficiaries, they will still workas intended, as conduit trusts. If you included a see-through accumulation trusts, they will also still workas intended, as accumulation trusts. The 10-Year Rule Basics The problem introduced by SECURE is that the stretch-IRA and the income tax benefits of distributionsover the life expectancy of the beneficiary are mostly gone and replaced by a requirement that theentire IRA will have to be paid out within 10 years of your death. There are five situations where the 10-year rule does not apply; (1) when the plan has no designated beneficiary and the plan participant diesafter the required beginning date for distributions, since the plan continues to pay over the remaininglife expectancy of the deceased plan participant, and (2-5) there are four categories of beneficiaries whoare still eligible to withdraw their inherited interest in the form of minimum required distributions overtheir expected lifetime. The eligible groups of beneficiaries are (i) minor children through majority (seediscussion below), (ii) chronically ill or disabled beneficiaries, (iii) persons not more than 10 yearsyounger than the plan participant, and (iv) spouses named as sole beneficiaries of a trust. Spousesnamed directly as beneficiaries can still roll their interest over. For a conduit trust beneficiary, who does not fall within one of the 4 eligible categories, the 10-year rulemeans the beneficiary’s entire share of the inherited IRA has to be distributed to the beneficiary within10 years. Since the 10 year period will include months of 11 tax years, the income tax impact ofdistributions can be spread over 11 tax years. The rate at which distributions are taken is up to thetrustee of the trust. For accumulation trust beneficiaries, who does not fall within one of the four eligible categories, thatmeans the distributions have to be made to their trusts by the end of the 10 years, over 11 tax years,and the trustee decides at what rate to withdraw. We see that the SECURE Act changed the income tax reward of a life-expectancy based payout. Children and the 10-Year Rule A minor child beneficiary falls within one of the exceptions to the 10-year rule and the child’s lifeexpectancy will be used to calculate payouts until the child “attains majority”. At that time, the payoutsswitch to the 10-year rule. There is a lot of confusion about what “majority” means. Until we get clearguidance from the Treasury, the assumption is that it means age 26, as long as the child is a student.Thus, your child’s share of your IRA will be fully distributed to your child by age 36. Note that this rule only applies to your minor child. It does not apply to other minors, such as nieces,nephews, or grandchildren. Also note that for a disabled child, life expectancy payouts continue as longas the disability lasts. If the thought of your child having control over their entire share of your IRA by age 36 is a concern, youcould remove the conduit trust provisions for your child’s trust and convert it to an accumulation trust.Additional updates to your revocable trust could allow your Trust Protector to convert a conduit trust toan accumulation trust at the time of your death, if circumstances should have changed for your child bythen. An adult child will receive the payout from the IRA within 10 years of the participant’s death. A conduittrust for an adult child could be replaced with an accumulation trust, if you wish to keep thedistributions in the child’s legacy trust for asset protection purposes and income taxation at the trust’sincome tax bracket is not a concern. Recall that trusts have compressed marginal tax brackets. Currently, a trust pays 37% for income above $12,700. If your child is a high earner, the distributionswould be taxed at 37% whether they would be distributed outright to your child or kept in the trust. Insuch cases, the benefits of asset protection may weigh in favor of replacing a conduit trust with anaccumulation trust., How the SECURE Act impacts your plan for your retirement accounts. It is a good time to review., Estate Administration & Trust Administration, Estate Planning
    • Survey of the history and current state of healthcare decision-making, The Movement to Improve End-of-Life Healthcare Planning, Accountants, Financial Advisers, Insurance Advisers

    Educational Background:

    • Bryn Mawr College, B.A., Mathematics
    • Claremont University, M.Sc., Applied Mathematics
    • Vanderbilt University, M.Sc., Computer Science

    Industry Groups

    • Accountants
    • Attorneys
    • Financial Advisers
    • Insurance Advisers
    Find Me Online
    Website - www.lohmlaw.com
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    Office Location for Verena Meiser

    8115 Maple Lawn Blvd.
    Suite 175
    Fulton, MD 20759

    Phone: 410-489-1996

    Fax: 443-283-4056

    Verena Meiser:

    Last Updated: 12/29/2020

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