Richard L. Adams
Top Rated Estate Planning & Probate Attorney in Pasadena, MD
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My approach to the practice of law incorporates a holistic and compassionate form of advocacy with extensive knowledge of the unique needs of people in the LGBTQ community and families with special needs.
I joined Frame & Frame, LLC as an Associate Attorney. My approach to the practice of law incorporates a holistic and compassionate form of advocacy. I enjoy working with clients of all ages, backgrounds, and needs, and my practice includes assisting with the legal needs of same-sex couples and other members of the LGBTQ community.
I am licensed to practice law in Maryland, I received my J.D. from the University of Baltimore School of Law and earned my B.S. in Gerontology and Legal Studies at the University of Maryland University College, and in 2020 I obtained a Certificate in Estate Planning. I grew up in the Baltimore County area and look forward to helping expand Frame & Frame, LLC into my community and the surrounding counties.
I have experience in administering Trusts and Estates in a cost-effective manner, working to preserve the assets for the heirs, beneficiaries, and other family members through counsel and advice regarding distributions and associated rights. Often, I serve as a fiduciary for my clients, or I may counsel agents or trustees as they seek advice on the best way to manage their responsibilities.
Prior to becoming an attorney, I worked as a paralegal for ten years in my practice areas. I also attended law school at night while working full-time during the day. I’ve known my passion to help my clients and to give back to the community is best achieved by collaborating with an amazing team like Frame & Frame, LLC. I patiently provide legal guidance and support to all of my clients, whether they are a married couple with new children on the way or are transitioning from an active adult lifestyle to retirement and beyond.
- Guide to Long Term Care & Medicaid Planning (2021) - WILL YOUR LIFE-SAVINGS & CHILDREN’S INHERITANCE BE SPENT ON LONG-TERM CARE? As we get older, more than 70% of seniors will require some form of long-term care. The median cost of skilled nursing home care in Maryland is nearly $10,000 per month. And, unfortunately, Medicare does not cover the costs associated with long-term care services. These costs can quickly diminish a life time of savings. That’s why long-term care and Medicaid Planning is key. Thinking about the need for long-term care may be uncomfortable. Thinking about how you are going to pay for it can be even more unsettling. This guide shows you strategies for long-term care, Medicaid planning, and other tools and legal instruments that can help you avoid any crisis. MEDICAID VS. MEDICARE As part of Medicaid planning, we address the Medicaid five year lookback requirement so that, if you are in crisis, we can provide strategies to help you qualify for Medicaid services and address your future needs. In this guide, we discuss the options for long-term care and Medicaid planning and answer questions like:What is the Medicaid 5-year look back requirement?Is Estate Planning the same as Long-Term Care Planning?How can I provide for a spouse or partner and the lifestyle they’re accustomed to?How can I obtain long term care services while preserving family assets?Will you be eligible for Medicaid?Will your savings and/or family’s inheritance have to be spent? FOR ADULT CHILDREN WITH SENIOR PARENTS As your parents mature into their senior years, the family dynamics are changing too. For so many years, they have nurtured and cared for you, and now the tables are beginning to turn. While this dynamic is constantly changing, there are conversations and considerations that can make these transitions easier for all family members involved. But, there are some pretty big questions that we commonly hear:We can’t afford $10,000/mo for long term care. How will my family pay for long-term care costs?Will mom or dad (the healthy or surviving spouse) have enough to live on?Will all of my parent’s life savings (my inheritance) be spent on medical bills? These are important questions, but many families do not have these conversations until there is a health crisis. More importantly, many families don’t understand that an estate plan does not typically address the specific concerns associated with long term care costs (refer to the checklist on page 11). ESTATE PLANNING IS NOT LONG-TERM CARE PLANNING An estate plan only addresses the estate or assets, after death. Long-term care planning ensures that the estate (and a person’s life savings) is not completely exhausted by long-term care costs, while they are living. The good news is that there is a lot that can be done, years ahead of time, to ensure that the spouse, children, and assets are protected from the costs of long term care. You can begin the conversation with this free legal guide to help ensure that all members of the family understand the impact of long-term care on family assets. The Elder Law Attorneys at Frame & Frame are experienced in all aspects of Medicaid and Long-Term Care planning strategies. Contact us today!
- Guide to Estate Planning (2021) - According to Forbes, over half of Americans do not have an estate plan in place, whether that is a simple will, a trust, or other legal provisions. Unfortunately, many people believe that having a simple will is adequate, especially if they do not have a large estate. However, nothing could be further from the truth! In addition, some people do not consider the tough decisions that must be made if you are incapacitated – such as a car accident, stroke, or dementia. In the Estate Planning Essentials Guide, we address common misconceptions about estate planning like: Misconception #1: They believe that working with an estate planner is expensive; Misconception #2: They think that a will is adequate to meet the needs of them and their family; Misconception #3: They think that their family members will behave amicably and will sort out the estate by themselves without legal guidance; and Misconception #4: They believe that they do not have enough assets to make estate planning worthwhile. These misconceptions often leave family members with difficult and sometimes, controversial decisions. Estate planning allows you to consider these decisions, long before an illness or injury occurs, so that there is clear direction for your family, and your wishes are carried out, exactly as you intended. More importantly, estate planning ensures who will care for any younger children and that they will have access to whatever financial resources are available. Download the Estate Planning Essentials Guide to learn everything you need to know to give your family a priceless gift!
About Richard L. Adams
First Admitted: 2017, Maryland
Professional Webpage: https://frameandframe.com/firm-overview/richard-adams/
- Baltimore Estate Planning Council
- Maryland Gerontological Association
- Geriatric Assistance Information Network
- Coalition of Geriatric Services
- LGBTQ Bar Association of Maryland
- Maryland State Bar Association
- National LGBT Bar Association
- Baltimore County Bar Association
- Bar Association of Baltimore City
- Advisory Board for the LGBTQ Fund of the Baltimore Community Foundation
- Maryland State Bar Association: Chair, Estate & Trust Study Group (2019-2020), Member, MSBA Editorial Advisory Board Committee, Member, Estate & Trust Law Section, Member, Elder Law & Disability Rights Section, Member, Young Lawyers Section
- Board of Directors, Maryland LGBT Chamber of Commerce
- Board Member, Baltimore County Provider Council
- University of Maryland University College, B.S., Gerontology and Legal Studies, 2012
- Volunteer of the Year Award, The Bar Association of Baltimore City, Senior Legal Services (2018), Volunteer of the Year Award, The Bar Association of Baltimore City, 2018
- , Mentor of the Year Award, Maryland Volunteer Lawyers Service, 2021
- Super Lawyers Rising Star in Estate Planning and Probate in 2019, 2020, 2021 and 2022., Thomson Reuters
- Generation J.D. Leadership In Law, The Daily Record, 2019
Last Updated: 6/30/2022