Josef Culik

Attorney Profile

Top Rated Consumer Law Attorney in Boston, MA

Culik Law PC
 | 10 Post Office Square, Suite 800, South Tower
Boston, MA 02109
Phone: 617-830-1795
Fax: 617-830-1576
Selected To Rising Stars: 2012 - 2019
Licensed Since: 2008
Practice Areas:
  • Consumer Law (30%),
  • Business/Corporate (40%),
  • Class Action/Mass Torts: Plaintiff (20%),
  • Employment Litigation: Plaintiff (10%)
Attorney Profile

Attorney Joe Culik has built his reputation on helping people and has dedicated his practice in Boston, Massachusetts to consumer protection, employee rights, and individual personal injury.

He has advocated for individuals against some of the largest companies in America and has a passion for helping people uphold their rights against impossible odds. He has filed both individual and class-action lawsuits against most of the major banks, against some of the biggest debt collectors and credit reporting agencies, as well as insurance companies and corporate employers.

Joe believes in standing up against bullies and entities who disregard the rights of the individual. He has a record of litigating aggressively for his clients’ rights and to obtain the best possible outcome.

Joe participates in public interest and non-profit programs. He has helped train attorneys for the Massachusetts Attorney General’s foreclosure-prevention program (Homecorps), and has spoken on consumer rights and foreclosure defense at events around the Boston metro area. He has presented at the National Consumer Law Center on debt issues. He has co-counseled with Legal Aid organizations on issues affecting low-income consumers. He also sits on one of the Massachusetts Bar Foundation Committees that distributes funds to legal organizations.

Before starting Culik Law with his partner Shawna Culik, Joe worked for legal aid organizations and a family-run plaintiff-side litigation firm.


  • Litigating against debt collectors under the Fair Debt Collection Practices Act
  • Litigating against credit reporting agencies for incorrect credit reporting,
  • Suing banks and mortgage servicers for claims of unfair practices related to foreclosure and loan modifications, even voiding foreclosures in some instances,
  • Litigating against employers for various forms of discrimination, unpaid wages, and identity theft.
  • Filing class actions against banks, debt collectors, and financial services companies.
Practice Areas
Lawyer Practice Area Pie Chart

Consumer Law (30%): Consumer Protection, Identity Theft

Business/Corporate (40%): Business Formation and Planning, Limited Liability Companies, Partnership, Sub-chapter S Corporations, Contracts, Business Organizations

Class Action/Mass Torts (20%): Class Actions

Employment Litigation (10%): Employment Discrimination, Wrongful Termination, Retaliation, Employment Law - Employer

Focus Areas

Consumer Protection, Identity Theft, Business Formation and Planning, Limited Liability Companies, Partnership, Sub-chapter S Corporations, Contracts, Business Organizations, Class Actions, Employment Discrimination, Wrongful Termination, Retaliation, Employment Law - Employer


top-imageSelected to Rising Stars for 8 years

Rising Stars: 2012 - 2019

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About Josef Culik

Admitted: 2008, Massachusetts

Professional Webpage:


  • Preeminent 5 out of 5, Martindale-Hubbell
  • Fellow, Massachusetts Bar Foundation
  • Better Business Bureau, Accredited and Certificate of No Complaints
  • Jurisprudence Award in Estate Planning, Michigan State University College of Law
  • Jurisprudence Award in Negotiation, Michigan State University College of Law

Bar/Professional Activity:

  • Massachusetts Employment Lawyers Association
  • American Bar Association
  • Massachusetts Bar Association
  • National Association of Consumer Advocates (NACA)
  • Massachusetts Academy of Trial Attorneys
  • Boston Bar Association
  • First Circuit Court of Appeals
  • U.S. Bankruptcy Court for the District of Massachusetts
  • U.S. District Court of Massachusetts

Pro bono/Community Service:

  • Volunteer Lawyers Project (BBA)

Scholarly Lectures/Writings:

  • Attorney Josef Culik is a presenter at Culik Law's Free Workshop on March 26, 2014: Reset Your Debt, Rebuild Your Credit. Topics at the workshop include: Debt collection issues. Reducing debt. Dealing with debt collectors. Fair Debt Collection Practices Act violations. Bankruptcy as an option. Bankruptcy details. Credit reporting issues. Credit reporting errors. Fair Credit Reporting Act violations. How to get your free credit report. Chapter 7 vs. Chapter 13 Bankruptcy. You will have the opportunity to hear from experienced Attorneys who deal with these issues daily, and to speak with them one-on-one about your particular issues., Presenter, Reset Your Debt, Rebuild Your Credit: Free Workshop, 2014
  • Foreclosure Prevention and Loan Modification, Foreclosure Prevention Workshop, 2010
  • Steps You Can Take To Save Your Home: Foreclosure Prevention, Loan Modification, Short Sales, Deed In Lieu, Mortgage Alternatives. Proactive Foreclosure Prevention, 2010
  • Foreclosure Prevention, Workshop for New Homeowners, 2010
  • Foreclosure Prevention, Proactive Foreclosure Prevention: FREE Workshop, 2011
  • Boston Area Attorney Provides Foreclosure Prevention Relief to Homeowners, Press Release, 2009
  • Culik Law Sues Wells Fargo for Wrongful Foreclosure in Carver, MA, Boston Herald, 2010
  • Seven Defenses to Foreclosure in Massachusetts, CULIK LAW BLOG, 2011
  • Foreclosures Down, But Problem Persists, The Salem News, 2011
  • Lawsuit: Social Security Number Stolen, The Salem News, 2012

Representative Clients:

  • Birhanu v. McGee Wholesale Cars, Inc., No. SUCV2011-0014-H (Mass. Super.), 2011
  • Ording v. BAC Home Loans Servicing, LP, No. 10-10670-MBB, 2011 WL 99016, Slip Copy (D. Mass.), Jan. 10, 2011
  • Midland Funding, LLC v. Devlin, No. 201018CV001144 (Mass. Dist.), 2011
  • Citibank, N.A. v. Duong, No. 1056CV0796 (Mass. Dist.), 2010
  • Marmanides v. Lustig, Glaser & Wilson, P.C., No. 11-cv-11046 (D. Mass), 2011
  • Morris v. BAC Home Loans Servicing, L.P., 775 F. Supp. 2d 255 (D. Mass), 2011
  • Stagikas v. Saxon Mortg. Servs., Inc., No. 10–40164–FDS, 2011 WL 2652445, — F. Supp. 2d — (D. Mass), July 5, 2011
  • Speleos v. BAC Home Loans Servicing, L.P., No. 10–11503–NMG, 2011 WL 4899982, — F. Supp. 2d — (D. Mass.), Oct. 14, 2011
  • Speleos v. BAC Home Loans Servicing, L.P., 755 F. Supp. 2d 304 (D. Mass.), 2010

Educational Background:

  • Oakland University, B.A. in Political Science, 2005

Industry Groups

  • Business Law
  • Consumer Protection
  • Credit Reporting
  • Debt Collection
  • Foreclosure
  • Mortgage Litigation
  • Small Business
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Office Location for Josef Culik

10 Post Office Square
Suite 800, South Tower
Boston, MA 02109

Phone: 617-830-1795

Fax: 617-830-1576

Josef Culik:

Last Updated: 7/16/2019

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