Adina R. Bergstrom

Top rated Insurance Coverage attorney in Oakdale, Minnesota

Sauro & Bergstrom, PLLC
Adina R. Bergstrom
Sauro & Bergstrom, PLLC

Practice Areas: Insurance Coverage; view more

Licensed in Minnesota since: 2004

Education: Hamline University School of Law

Selected to Super Lawyers: 2014 - 2023 Selected to Rising Stars: 2011 - 2013

Sauro & Bergstrom, PLLC

988 Inwood Ave N
Oakdale, MN 55128 Visit website


Adina R. Bergstrom is one of the founding partners at Sauro & Bergstrom, PLLC, in Oakdale, Minnesota and practices throughout the State of Minnesota in both state and federal court. Ms. Bergstrom represents business owners, townhome and condominium associations in various insurance disputes involving storm, fire, collapse, water damage, vandalism, embezzlement, theft, and other complex claims. She routinely handles insurance claims denials and disputes, coverage issues, insurance appraisals, appeals, fraud and arson cases, agent/broker errors and omissions, and serves as a bad faith expert.   She further serves as a AAA arbitrator and an umpire and appraiser on insurance appraisals to resolve disputed damages claims. 

She litigates cases at the state district court and appellate court levels, the U.S. District Court for the District of Minnesota, the U.S. Court of Appeals for the 8th Circuit, and the U.S. Court of Appeals for the 10th Circuit.

Active in the legal community, Ms. Bergstrom is a member of various professional legal organizations including the National Association of Public Insurance Adjusters,  The Community Associations Institute, the Minnesota State Bar Association, and served as the American Bar Association - Tort and Insurance Practice Section chair of the Property Insurance Litigation Committee for the 2021-2022 bar year.  She routinely lectures at educational conferences in Minnesota and throughout the country on a variety of insurance-related topics. 

Ms. Bergstrom serves as a pro bono attorney for the Children's Law Center of Minnesota, representing children in CHIPS proceedings and volunteers as a trauma-recovery yoga and meditation instructor. Ms. Bergstrom also volunteers at Secondhand Hounds, a Minnesota-based non-profit that rescues, heals, fosters and finds forever homes for at-risk dogs and cats.

Ms. Bergstrom earned her undergraduate degree from Augsburg University in Minneapolis and her law degree from Mitchell Hamline School of Law. She has been a licensed attorney in Minnesota since 2004.

Practice areas

Insurance Coverage

Focus areas

Bad Faith Insurance, Insurance

  • 100% Insurance Coverage

First Admitted: 2004, Minnesota

Professional Webpage:

Representative Clients:
  • Common interest community Associations throughout Minnesota 
Educational Background:
  • Augsburg College, B.A., July, 2001
Bar/Professional Activity:
  • State of Minnesota, 2004
  • U.S. District Court for the Western District of Wisconsin, 2022
  • Minnesota Tenth Judicial District Bar Association
  • American Bar Association- Property Insurance Law Committee (Chair Elect for 2021-2022), 2020
  • Minnesota State Bar Association, 2004 - Present
  • U.S. District Court District of Minnesota, 2004
  • 8th Circuit Court of Appeals and 10th Circuit Court of Appeals
Pro bono/Community Service:
  • Hennepin Theatre Trust Liaison for the Spotlight Program, 2013
  • Trauma-recovery yoga and mediation volunteer instructor, 2022
  • Secondhand Hounds, a Minnesota non-profit that rescues, heals, fosters and finds forever homes for at-risk dogs and cats., 2021
  • Yoga and mediation instructor for Augsburg University StepUP Program, a collegiate recovery program and residential model for undergraduate students with a minimum of six months of recovery from alcohol and/or drug addiction. , 2020
  • Children's Law Center Pro Bono Lawyer for Children in the Foster Care System, 2016
  • Springboard for the Arts, 2013
White Papers:
  • American Bar Association Tort Trial & Insurance Practice Law Journal, Spring 2020 (55:2) , Recent Development in Property Insurance Litigation, American Bar Association; Legal; Insurance, 2020
Scholarly Lectures/Writings:
  • Live two day webinar addressing the challenges posed by the pandemic with handling claims, assessing risks, and evaluating business income loss, Moderator, COVD 19: Challenges for Litigators and Underwriters, ABA Live Webinar, Insurance, Risk Management, 2021
  • Co-presented on the topic of common commercial general liability insurance coverage and exclusion issues with respect to residential construction defect claims., Presenter, How to Handle Residential Construction Defect Claims, Common Exclusions for Construction Defect Claims, Minnesota CLE, Legal, 2022
  • National trends in first party bad faith litigation and caselaw update, Chair of Panel Presentation and Presenter, Current Trends in Bad Faith, American Bar Association - Insurance Coverage Litigation Committee Spring Seminar, Legal/Insurance Professionals, 2019
  • Following the protests for the tragic death of George Floyd, this seminar provided a free overview of the insurance process to any property owners or commercial enterprise impacted by the civil commotion and fires that followed., Co-Presenter, Rebuilding Our Community and Insurance Claims - What Property Owners Need to Know, Sauro & Bergstrom PLLC, Property Owners And Commercial Enterprises, 2020
  • Analyzing Liability Issues Facing Outdoor Businesses  , Presenter, The Great Outdoors- Advising the Recreational Business, Minnesota CLE, Legal/Insurance Professionals, 2020
  • Overview and legal updates on bonds and insurance issues on construction projects, with a focus on issues impacting design professionals and engineers., Presenter, Protecting the Owner and the Project: Insurance and Bonding Issues in Construction, Half Moon Education, Design Professionals, Engineers, And Legal, 2019
  • Presented on arson claims from a policyholder's perspective , Co-Presenter, Fighting Fire with Fire: Countervailing Perspectives on Arson Claims, American Bar Association - Property Insurance Law Committee Spring Seminar, Legal/Insurance Professionals, 2018
  • Hot Topic Presenter, Engineering & Construction Innovations, Inc. v. L.H. Bolduc, et al, ABA Construction Law Section, Division 7 Monthly Meeting, 2013
  • Overview of first party property cases, with a focus on cyber insurance for 2018-2019, Co-Presenter, The Difference a Year Makes: Review of Property Insurance Law (2018-2019), American Bar Association - Property Insurance Law Committee Spring Seminar, Legal/Insurance Professionals, 2019
  • Presenter, Taking A Case to Trial and Winning, National Association Of Public Insurance Adjusters, 2013
  • Fighting Fire with Fire: Prosecution and Defense of an Arson Case - 2018
  • “A Dark State of Criminal Affairs: ADR Can Restore Justice to the Criminal ‘Justice’ System”, Hamline Journal of Public Law and Policy Spring 2003
  • First Party Bad Faith, The New Minnesota Statute Section 604.18, 2008
  • Effectively Handling Lawsuits and Claims Involving Construction Defects in Common Interest Communities, 2009
  • Contribution and Indemnity under Minn. Stat. 541.051:The Impact of Weston v. McWilliams, Co-Authored with James Bratulich and John Knoepfler
  • An Overview of the New Minnesota Rule of Civil Procedure 68, Offer of Judgment , 2008
  • The Minnesota No-Fault Act: Payments and Priorities, 2009
  • Presenter, Acing the Examination Under Oath, National Association Of Public Insurance Adjusters- First Party Claims Conference, 2014
  • Presenter, Acing the Examination Under Oath, National Association Of Public Insurance Adjusters- First Party Claims Conference, 2014
  • Presenter, Reasonable Match Proves to Be No Bluff: Cedar Bluff Condominium Ass’n vs. American Family Mut. Ins. Co., National Association Of Public Insurance Adjusters- First Party Claims Conference, 2015
  • Presenter, Consequential/Extra-Contractual Damages: How to Recover Over and Above in a BI Loss, National Association Of Public Insurance Adjusters- First Party Claims Conference, 2016
  • Presenter, Collapse Coverage: Imminent and Actual Collapse and General Policy Exclusion Conflicts, National Association Of Public Insurance Adjusters- First Party Claims Conference, 2017
  • Presenter, HOT TOPICS FROM THE PLAINTIFF’S BAR, Minnesota Defense Lawyers Association, 2017
  • , Chair of Property Insurance Law Committee, American Bar Association- TIPS, 2021
  • Selected to Rising Stars, 2011 – 2013
  • Hamline Journel of Law and Public Policy Writing Award, Hamline University School of Law, 2003
  • Mediation Moot Court, Participant and Coach, Hamline University School of Law, 2002-2004
  • Selected to Super Lawyers, 2014 – 2020
  • CALI Award, Food and Drug Law, Hamline University School of Law
  • Cum Laude Graduate
  • Colby Lakes 4th Ed. v. Hiscox Insurance Company. Summary judgment reversed on appeal to the Minnesota Court of Appeals, 2021
  • Meadows of Bloomfield Homeowners Assoc. v. State Farm Insurance.  Summary judgment granted on multi-million dollar appraisal award in favor of the Association., 2021
  • Rowe v. Munye 
  • Savanna Grove Coach - Owners Insurance, U.S. District Court for the District of Minnesota, confirmation of appraisal award with interest granted, 2020
  • Savanna Grove Coach v. Auto Owners Insurance: Multi-million dollar appraisal award on townhome association insurance claim, 2019
  • Creekview of Hugo v. Auto Owners Insurance: Multi-million dollar townhome association appraisal award and interest judgment in U.S. District Court for the District of Minnesota , 2018
  • Favorable Insurance Appraisal Awards against Allstate, American Family, State Farm, Liberty Mutual, North Star Mutual, Cincinnati Insurance, and various other insurance companies, 2012
  • AllenMax Commercial v. The Wright Group et al, 2018
  • Engineering & Construction Innovations, Inc. v. L.H. Bolduc Co., Inc. et. al
Industry Groups:
  • Agricultural Operations
  • Business Owners
  • Construction Companies
  • Farms/Ranch
  • Homeowners Associations
  • Insurance
  • Property Owners
  • Resorts And Hotels
  • Restaurants and Bars

Office location for Adina R. Bergstrom

988 Inwood Ave N
Oakdale, MN 55128

Phone: 651-707-1242


10 Years Super Lawyers
3 Years Rising Stars
  • Super Lawyers: 2014 - 2023
  • Rising Stars: 2011 - 2013

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