Ethan W. Smith

Top rated Banking attorney in Fort Washington, Pennsylvania

Starfield & Smith, P.C.
Ethan W. Smith
Starfield & Smith, P.C.

Practice Areas: Banking, Real Estate, Securities & Corporate Finance

Licensed in Pennsylvania since: 1997

Education: William & Mary Law School

Selected to Super Lawyers: 2021 - 2023 Selected to Rising Stars: 2005 - 2008, 2010 - 2011

Starfield & Smith, P.C.

1300 Virginia Drive
Suite 325
Fort Washington, PA 19034 Phone: 267-470-1186 Email: Ethan W. Smith Visit website


Ethan is a co-founder and CEO of Starfield & Smith, P.C. Ethan focuses his practice in commercial law, with an emphasis on government-guaranteed lending, conventional commercial lending and real estate law. He works with various SBA lenders nationwide, ranging from large national lenders to
small community banks and credit unions, and is a designated closing counsel for several Certified Development Companies. Ethan has also developed an active practice representing lenders before the US Small Business Administration on a variety of SBA guarantee related matters and leads the firm’s SBA compliance audit team.  Ethan is very active as a writer and speaker on government guaranteed lending issues nationwide.  He has been recognized for possessing the highest levels of legal skills and ethics, achieving an “AV” rating from Martindale-Hubbell and having been repeatedly named a “Rising Star” and "Super Lawyer" by Philadelphia Magazine.  Ethan serves as a Director for the National Association of Government Guaranteed Lenders, the national trade association for SBA 7(a) lenders, and in 2017, was recognized as its "Instructor of the Year" for his teaching efforts. Ethan has also served as an expert witness on several SBA and real estate related litigation matters. As a closing attorney for commercial lenders, Ethan prepares loan documents and performs compliance reviews for loan files for SBA 7(a), 504, conventional, and USDA B&I commercial loans. He has closed hundreds of government-guaranteed commercial loans through the SBA 7(a) and 504 loan programs, the USDA B&I program, and has closed numerous other conventional commercial financing transactions, including warehouse lines of credit, SBA securitizations, asset-based, real estate, and factoring facilities.  Ethan has closed numerous complex commercial transactions, often involving multi-jurisdictional issues and collateral. Ethan also represents numerous lenders in SBA licensing (SBLC and NFRL), compliance, regulatory enforcement, and guarantee purchase matters. 

First Admitted: 1997, Pennsylvania

Professional Webpage:

Scholarly Lectures/Writings:
Educational Background:
  • Johns Hopkins University, BA
Special Licenses/Certifications:
  • Approved Closing Attorney and Designated Counsel under the SBA 504 loan program.
  • , Instructor of the Year, National Association of Government Guaranteed Lenders, 2017
Bar/Professional Activity:
  • American Bar Association, Pennsylvania Bar Association, New York State Bar Association, Fellow of the American Bar Foundation, 2022
Representative Clients:
  • 44 Business Capital, Bank of America, Bank of the West, Berkshire Bank, Customers Bank, Fifth Third Bank, First Bank of the Lake, First Business Bank, Fulton Bank, Goldman Sachs, Harvest Small Business Finance, JPMorgan Chase, Lending Club Bank, Lendistry, Live Oak Bank, M&T Bank, Meridian Bank, PNC Bank, Quakertown National Bank, Regions Bank, TD Bank, United Community Bank, Univest National Bank & Trust Co., US Bank, Wells Fargo Bank; WSFS Bank, 2023
Industry Groups:
  • SBA Audits
  • SBA Guarantee Purchase Appeals
  • SBA Lending
  • SBA Non-Bank (SBLC) Licensing
  • SBA Portfolio Sales and Acquisitions
  • SBA PPP Appeals
  • SBA Regulatory Compliance
  • SBA Securitizations
  • SBA Warehouse Lines of Credit

Office location for Ethan W. Smith

1300 Virginia Drive
Suite 325
Fort Washington, PA 19034


3 Years Super Lawyers
6 Years Rising Stars
  • Super Lawyers: 2021 - 2023
  • Rising Stars: 2005 - 2008, 2010 - 2011

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