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Ethan W. Smith

Attorney Profile

Top Rated Banking Attorney in Fort Washington, PA

Starfield & Smith, P.C.
1300 Virginia Drive, Suite 325
Fort Washington, PA 19034
Phone: 267-470-1186
Fax: 215-542-0723
Selected to Super Lawyers: 2021
Selected to Rising Stars: 2005 - 2008, 2010 - 2011
Licensed in Pennsylvania Since: 1997
Practice Areas: Banking (70%), Business/Corporate (10%), Real Estate: Business (10%), Securities & Corporate Finance (10%)
Attorney Profile
Ethan focuses his practice in business law, with an emphasis on commercial lending, government guaranteed lending, mergers and acquisitions, real estate, contracts, commercial and corporate law. He is a closing attorney for various lenders nationwide, ranging from large national lenders, to small community banks and credit unions.  Ethan is also a designated closing counsel for several Certified Development Companies that operate in Pennsylvania, New Jersey and Delaware.  In addition to representing commercial lenders, Ethan represents and counsels a number of small businesses in a variety of contexts, including mergers and acquisitions, corporate governance, and contract and real estate matters. As a closing attorney for commercial lenders, Ethan prepares and reviews loan files for conventional, SBA 7(a) and 504, and USDA B&I loans, confers with loan processors and in-house counsel, and drafts, analyzes and negotiates loan documents.  He has closed hundreds of government guaranteed commercial loans through the SBA 7(a) and 504 loan programs, through the USDA B&I program, and has closed numerous conventional commercial financing transactions, including asset-based, real estate, and factoring arrangements.  Ethan has closed numerous complex commercial transactions, often involving multi-jurisdictional issues and collateral.  As a licensed title agent in Pennsylvania and New Jersey, Ethan provides title insurance for commercial projects including purchases, refinancing and ground up construction.  Through his underwriters’ national networks, Ethan coordinates title insurance, escrow and closing services for his clients nationwide. He is a member of the bar of Pennsylvania, New York, and the Federal District Court for the Middle District of Pennsylvania.

About Ethan W. Smith

First Admitted: 1997, Pennsylvania

Professional Webpage:

Scholarly Lectures/Writings

Educational Background

  • Johns Hopkins University, BA


  • Starfield & Smith Newsletter - Topical articles for the SBA lending community; upcoming events; attorney spotlight


  • , Instructor of the Year, National Association of Government Guaranteed Lenders, 2017

Representative Clients

  • 44 Business Capital, Bank of America,  Berkshire Bank, Customers Bank, Fifth Third Bank, First Bank of the Lake, Fulton Bank, Harvest Small Business Finance, JPMorgan Chase, Live Oak Bank, PNC Bank, Quakertown National Bank, Regions Bank, South Eastern Economic Development Company of PA, United Community Bank, Univest National Bank & Trust Co., US Bank, Wells Fargo Bank, 2020

Special Licenses/Certifications

  • Title Agent for: Chicago Title Insurance Company (PA); Fidelity National Title Insurance Company (NJ)Designated Counsel for SBA 504 Loan Program, 2020
  • Approved Closing Attorney and Designated Counsel under the SBA 504 loan program.

Bar/Professional Activity

  • American Bar Association, Pennsylvania Bar Association, New York State Bar Association, Fellow of the American Bar Foundation, 2020

Industry Groups

  • American And Pennsylvania Land Title Associations
  • Greater Philadelphia Chamber Of Commerce
  • National Association Of Development Companies
  • National Association Of Government Guaranteed Lenders (Board of Directors)
  • Risk Management Association
  • Vistage International
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Office Location for Ethan W. Smith

1300 Virginia Drive
Suite 325
Fort Washington, PA 19034

Last Updated: 5/27/2021

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