Richard L. Banks

Attorney Richard L. Banks is a consumer bankruptcy attorney and the founder of Richard Banks & Associates, P.C., in downtown Cleveland. He has dedicated his practice to helping the residents of Tennessee and North Georgia reduce or eliminate their unmanageable debts. In his 47-plus years of practice, he has handled virtually all types of bankruptcy-related situations, including those involving:

·       Bankruptcy Chapter 7, 11 and 13

·       Credit card and medical bills

·       Home and student loans

·       Tax problems

·       Mortgage and home foreclosure

·       Creditor harassment

·       Wage garnishment

Board-certified as a specialist in consumer bankruptcy law by The American Board of Certification, Mr. Banks understands the stress caused to his clients due to unemployment, endless creditor phone calls, lawsuits and wage garnishments. Equipped to assist both businesses and individuals, he has helped hundreds of clients escape the pain of overwhelming debt and create a fresh financial future.

Majoring in education law and history, Mr. Banks completed his Bachelor of Arts in 1971 from The University of Tennessee in Knoxville. He graduated with his Juris Doctor from The University of Tennessee College of Law. He is licensed to practice law in all the state courts of Tennessee (1975) and before the United States District Court for the Eastern District of Tennessee.

Mr. Banks is proud of the positive reputation he has built among his clients and peers. His unflappable personality enables him to stay empathetic and compassionate toward his clients.

Richard L. Banks is a debt relief agent. He helps people file for bankruptcy relief under the Bankruptcy Code.